Overview Executive Dashboard

Executive Dashboard

Portfolio health across all products · as of 04 Jul 2026

8.4%
₹4,820Cr
Total Portfolio Value
3.1%
7,500
Active Loans
12.7%
10,000
Applications YTD
1.9%
2,000
Delinquent Accounts

Disbursement Trend

Monthly disbursals by product (₹ Cr)
Analytics →
Personal
Business
Mortgage
Vehicle

Portfolio Mix

By outstanding value
Personal 34%
Business 28%
Mortgage 21%
Other 17%

Applications Requiring Attention

Open LOS →
App ID Applicant Product Amount Stage

AI Portfolio Alerts

Generated by Portfolio Intelligence
Rising DPD in vehicle loans (South)
30+ DPD up 4.2% MoM. 214 accounts flagged for early intervention.
Cross-sell opportunity
1,840 personal-loan customers pre-qualify for top-up. Est. ₹92Cr.
Fraud cluster detected
7 applications share device fingerprint. Routed to Risk for review.

CRM & Lead Management

312 open leads across all channels

312
Open Leads
148
Contacted
64
Converted
20.5%
Conversion Rate

Lead Pipeline

Lead Source Product Interest Lead Score Owner Stage

Loan Origination System

248 applications in the pipeline · click any row to review

App ID Applicant Product Amount Credit Score AI Rec. Stage Updated

Underwriting Workspace

APP-100482 · Priya Sharma · Business Loan ₹18,00,000

Applicant Profile

KYC Verified
Full Name
Priya Sharma
PAN
AXTPS4412K
Business
Sharma Textiles Pvt Ltd
Vintage
6 years
Annual Turnover
₹1.4 Cr
Requested
₹18,00,000
Tenure
48 months
Existing EMIs
₹42,000/mo

Credit Bureau Summary

CIBIL · pulled 2h ago
Bureau Score
762
Total Exposure
₹6.2 L
Active Accounts
3
DPD (24m)
0
Enquiries (6m)
2
AI Credit Analyst
Model v4.2 · confidence 91%
Recommend Approve
Composite risk score 724 / 900 — Low risk band. Repayment capacity comfortable at 38% FOIR post-disbursal.
Stable turnover growth (+18% YoY)
Clean 24-month repayment history
Healthy bank balance avg (₹3.1L)
Seasonal revenue dip in Q2
AI Underwriter
Policy engine · 47 rules evaluated
Passes 47/47 policy checks
FOIR within 45% ceiling
LTV & exposure limits satisfied
No adverse fraud signals
Suggested terms: ₹18,00,000 @ 13.5% · 48 mo · EMI ₹48,720

Loan Management System

7,500 active loans under servicing

7,500
Active Loans
₹38.4Cr
EMI Due This Month
96.8%
On-time Collection
1.42%
Net NPA

Active Loan Book

Loan ID Borrower Product Outstanding EMI Next Due Progress Status

Collections

2,000 delinquent accounts · ₹64.2Cr at risk

1,180
1–30 DPD
560
31–60 DPD
180
61–90 DPD
80
90+ DPD (NPA)

Priority Collections Queue

Ranked by AI recovery propensity
Loan ID Borrower Overdue Bucket Recovery Score AI Action

AI Center

Six specialised agents powering the lending lifecycle

AI Loan Assistant

Ask about applications, policy, or portfolio
Online
Hello Anita 👋 I'm your Lending Copilot. I can pull application status, explain a credit decision, or draft a collections strategy. What do you need?

Analytics

Origination funnel, risk distribution & portfolio composition

Origination Funnel

Lead → Disbursal conversion

Risk Band Distribution

Active book by AI risk score
Low risk (720+) 52%
Medium (650–719) 31%
Elevated (580–649) 12%
High risk (<580) 5%

Disbursals & Delinquency by Product

₹ Cr disbursed vs 30+ DPD rate
Disbursed (₹Cr)
30+ DPD %

Executive Reports

Scheduled & on-demand reporting

Report Library

Report Category Frequency Last Run Format

Customer Portal

Borrower self-service view · Rahul Verma

Active Loan · Personal Loan LN-55210
₹3,42,000
Outstanding balance
Monthly EMI
₹12,480
Interest Rate
14.0%
Tenure Left
31 mo
Next Due
12 Jul
EMI of ₹12,480 due on 12 July 2026
Pay before the due date to keep your credit score healthy.
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Personal · Business · Gold
EMI Schedule
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Recent Transactions

Date Description Amount Status